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Qualifications: EDUCATION & TRAINING • 4-year College Degree preferably Marketing major or related course • Experience in sales, an advantage SKILLS AND COMPETENCIES A. Hard Skills A.1 4-year College Degree  A.2 Driving Skills  A.3 Proficient in Microsoft Office A.4 Basic knowledge in Accounting B. Soft Skills B.1 Effective Communication B.2 Confidence B.3 Flexibility and Time … Continued

Inauguration of Mabalacat Branch

Earlier this month, Porac Bank Mabalacat Branch has moved its office to Lot 1 Block 2 Casmor, Mabiga, Mabalacat City. The relocation of Mabalacat branch is only the beginning of all the improvements we have lined up to give our customers a delightful banking experience that they truly deserve. The ribbon-cutting ceremony was led by Porac … Continued

Financial goals in your 20’s

FINANCIAL GOALS IN YOUR 20’s Your twenties are exciting times to set your blueprint in life. Check out the following tips on how you can establish great financial habits that can financially set you up in a much better place in the future!   Establish the habit of Saving Money. Saving money nowadays requires a … Continued

You Need to Know these 3 Things Before You Start a Business

One of the most important decisions in the planning process is choosing a form of business organization. There are three types of business organizations: sole proprietorships, partnerships, and corporations. These determine how the business can raise money, what risks the owners must bear, and how the business will be taxed. The following explains the basic … Continued

Philippine Deposit Insurance Corporation Advisory Against Deposit Insurance Claim Scam

Depositors and the general public are warned of a SCAM involving payment of deposit insurance claims. Certain individuals are representing themselves either as officers of the Philippine Deposit Insurance Corporation (PDIC) and related government agencies, or as persons who can facilitate payment of deposit insurance claims. In exchange for monetary consideration, these individuals falsely represent … Continued

What is an Agricultural Loan?

The efficiency of running a farm relies on the farmer. With the costs of running it and the constant rise of prices of goods in the market, it is at times difficult for farmers to keep up. That’s where low interest agricultural loans come in handy. Agricultural loans can be used in: Purchasing farm land. … Continued

The History of Bangko Sentral ng Pilipinas

A group of Filipinos had conceptualized a central bank for the Philippines as early as 1933. It came up with the rudiments of a bill for the establishment of a central bank for the country after a careful study of the economic provisions of the Hare-Hawes Cutting bill, the Philippine independence bill approved by the … Continued

Things to Consider Before Getting a Loan

However much you need to borrow, it makes sense to take a few simple steps to ensure you take out the right loan for your individual circumstances. And as there are lots of different ways to borrow money, the first question to ask is whether a loan is the best option for you. Here, we … Continued

Rural Bank or Commercial Bank? Which is the Right One for You?

Are you considering opening a bank account soon? Here’s what you need to know about commercial and rural banking. Follow this guide and determine which is the perfect bank for you. What type of bank do I need? The needs that commercial banks address are usually geared towards businesses and corporations, with maintaining balances ranging … Continued

No Erasures Guidelines on Checks to Ensue this January 2016

Soon, banks will no longer accept checks with erasures or corrections on them, even if they are countersigned. Because of the unclear guidelines as to the rules behind altered checks among member banks, PCHC or the Philippine Clearing House Corporation has issued guidelines on the non-acceptance of checks with any kind of alteration. Signed by … Continued