Loans

Make your life simple with our easy loan options!

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Secured Agricultural Loan


With our No-collateral Agricultural loan, we can help you expand and increase your production and take your Agribusiness to the next level. ideal for Ampalaya, Eggplant, Palay, Corn, Cassava and Sugarcane production.

Commercial Loan

This product appeals to MSME’s and private corporations for business purposes. Whether you’re increasing your inventory, purchasing new equipment, or expanding your business, we will make the process easy for you.

Loans Against Time Deposit

An all-purpose loan to meet your short term funding needs, secured by a hold out on client’s Special Savings deposit with Porac Bank.

SSS Pensioner Loan

Unsecured loan offering that allows Porac Bank enrolled SSS pensioners to draw cash advances against their pension up to P50,000.00.

Portrait happy mature older man is smiling. Old senior farmer with white beard thumb up feeling confident. Elderly asian man standing in a shirt and looking at camera at corn field in sunny day.

Unsecured Agricultural Loan

With our No-collateral Agricultural loan, we can help you expand and increase your production and take your Agribusiness to the next level. ideal for Ampalaya, Eggplant, Palay, Corn, Cassava and Sugarcane production.


Housing Loan

You’re a few steps away from moving in to your dream home. We’re here to help you make the best, and find the easiest financing option for you!

Easy Cash Loan

Unsecured borrowings of as much as P100, 000.00 for eligible regular Marketing Assistant depositor of Porac Bank.

Solar Energy Saving Loan

The SES Loan is an additional loan product intended to finance the cost of Solar PV system installation in the house owned or occupied by the borrower. This loan is offered in alignment with the Bank’s sustainable finance objective of integrating environmental, social and governance criteria into business decisions that supports economic growth and provides lasting benefit for both clients and society while reducing pressure to the environment.

Deposits are insured by PDIC up to P500,000 per depositor