Loans
Make your life simple with our easy loan options!

Secured Agricultural Loan
With our No-collateral Agricultural loan, we can help you expand and increase your production and take your Agribusiness to the next level. ideal for Ampalaya, Eggplant, Palay, Corn, Cassava and Sugarcane production.

Commercial Loan
This product appeals to MSME’s and private corporations for business purposes. Whether you’re increasing your inventory, purchasing new equipment, or expanding your business, we will make the process easy for you.

Loans Against Time Deposit
An all-purpose loan to meet your short term funding needs, secured by a hold out on client’s Special Savings deposit with Porac Bank.

SSS Pensioner Loan
Unsecured loan offering that allows Porac Bank enrolled SSS pensioners to draw cash advances against their pension up to P50,000.00.

Unsecured Agricultural Loan
With our No-collateral Agricultural loan, we can help you expand and increase your production and take your Agribusiness to the next level. ideal for Ampalaya, Eggplant, Palay, Corn, Cassava and Sugarcane production.

Housing Loan
You’re a few steps away from moving in to your dream home. We’re here to help you make the best, and find the easiest financing option for you!

Easy Cash Loan
Unsecured borrowings of as much as P100, 000.00 for eligible regular Marketing Assistant depositor of Porac Bank.

Solar Energy Saving Loan
The SES Loan is an additional loan product intended to finance the cost of Solar PV system installation in the house owned or occupied by the borrower. This loan is offered in alignment with the Bank’s sustainable finance objective of integrating environmental, social and governance criteria into business decisions that supports economic growth and provides lasting benefit for both clients and society while reducing pressure to the environment.