Save with ease. Start building for your family's future with our low maintenance savings accounts.
Savings Deposit
Whether you’re putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, our low maintenance savings account will help you reach your short and long-term financial goals.

Key Features
Php500.00
Required initial deposit.
Php500.00
Required minimum Average Daily Balance (ADB).
Php1,000.00
Required Minimum Balance to Earn Interest.
0.125%
Interest Rate per Annum.
AVERAGE DAILY BALANCE (ADB) = (Day 1 ending balance + Day 2 ending balance … + Day 365 ending balance / (No. of days in a year {365 days}))
GROSS INTEREST ON SD/DD = ADB X 0.125%
WITHHOLDING TAX (20%) = GROSS INTEREST ON SD/DD X 20%
NET INTEREST ON SD/DD = GROSS INTEREST ON SD/DD - WITHHOLDING TAX
Computations of Savings Deposit Net Interest
Fees
Requirements
- Two pictures (1x1 or 2x2).
- Present one (1) valid ID (original and photocopy) Government issued.
- PhilID (when available)
- Passport
- UMID/SSS ID/GSIS eCard
- Driver's license
- Voter's ID
- Philippine Postal ID
- PRC ID
- Student ID (if student)
- Present Proof of Billing or Barangay Certificate
- Prepare the minimun initial deposit of PHP500

Time Deposit
Sometimes all you really want is something steady and secure. A time deposit will give you just that. Increase your yield with higher interest rates as amount of placement increases.

Key Features
TD Amount | 30 Days | 60 Days | 90 Days | 180 Days | 1 Year | 3 Years | 5 Years |
---|---|---|---|---|---|---|---|
P10,000.00 - P99,999.99 | 0.250% | 0.350% | 0.450% | 0.600% | 0.750% | 1.000% | 1.250% |
P100,000.00 - P199,999.99 | 0.300% | 0.400% | 0.500% | 0.725% | 0.875% | 1.125% | 1.375% |
P200,000.00 - P499,999.99 | 0.350% | 0.450% | 0.550% | 0.875% | 1.025% | 1.275% | 1.525% |
P500,000.00 - P999,999.99 | 0.400% | 0.500% | 0.600% | 1.050% | 1.200% | 1.450% | 1.750% |
P1M - P4,999,999.99 | 0.500% | 0.600% | 0.700% | 1.250% | 1.400% | 1.700% | 2.000% |
P5M to P9,999,999.99 | 0.600% | 0.700% | 0.800% | 1.500% | 1.650% | 2.050% | 2.500% |
P10M and up | 0.700% | 0.800% | 0.900% | 1.650% | 2.000% | 2.400% | 3.000% |
{Amount of Placement x Agreed Interest Rate x Term / 365 DAYS } - Withholding Tax 20%
*TD Rates are subject to change without prior notice depending on the prevailing market rates
Requirements
- Present one (1) valid ID (original and photocopy)
Government issued.
- PhilID (when available)
- Passport
- UMID/SSS ID/GSIS eCard
- Driver's license
- Voter's ID
- Philippine Postal ID
- PRC ID
- Student ID (if student)
- Present Proof of Billing or Barangay Certificate
Checking Account
Whatever your personal or business transaction is, the convenience of a worry-free, cash-less system gives you great flexibility in managing your money.

Key Features
Php5,000.00
Required initial deposit.
Php5,000.00
Required Minimum Average Daily Balance (ADB).
Php50,000.00
Required Minimum Balance to Earn Interest.
0.125%
Interest Rate per Annum.
AVERAGE DAILY BALANCE (ADB) = (Day 1 ending balance + Day 2 ending balance … + Day 365 ending balance / (No. of days in a year {365 days}))
GROSS INTEREST ON SD/DD = ADB X 0.125%
WITHHOLDING TAX (20%) = GROSS INTEREST ON SD/DD X 20%
NET INTEREST ON SD/DD = GROSS INTEREST ON SD/DD - WITHHOLDING TAX
Computations of Demand Deposit Net Interest
Fees
Requirements
- Individual Account
-
- Present one (1) valid ID (original and photocopy) Government issued.
- PhilID (when available)
- Passport
- UMID/SSS ID/GSIS eCard
- Driver's license
- Voter's ID
- Philippine Postal ID
- PRC ID
- Student ID (if student)
- Present Proof of Billing or Barangay Certificate
- Single Proprietorship
-
- Business/Mayor's Permit.
- Application for registration with DTI.
- Certificate of registration with DTI.
- Corporation/Multi-purpose Cooperatives
-
- Certificate of registration with SEC.
- Articles of Incorporation & By-Laws.
- Board Resolution.
