TABLE SUMMARY OF DEPOSIT REQUIREMENTS AND BANK SERVICE FEES (EFFECTIVE MARCH 15, 2021)

PARTICULARS AMOUNT
SAVINGS ACCOUNT
Required Initial Deposit Php500.00
Required Minimum Average Daily Balance (ADB) Php500.00
Required Minimum Balance to Earn Interest Php1,000.00
Interest Rate per Annum 0.125%
Early Closure Charge (closed within one year from account opening) Php300.00
Monthly Maintenance Fee for falling below the required ADB Php300.00
Monthly Dormancy Charge Php30.00
CURRENT/ CHECKING ACCOUNT
Required Initial Deposit Php5,000.00
Required Minimum Average Daily Balance (ADB) Php5,000.00
Required Minimum Balance to Earn Interest Php50,000.00
Interest Rate per Annum 0.125%
Early Closure Charge (closed within one year from account opening) Php500.00
Monthly Maintenance Fee for falling below the required ADB Php500.00
Monthly Dormancy Charge Php30.00
Stop Payment Order(SPO) Application (per check) Php300.00
Return Check (DAIF/DAUD)
- Fixed Fee Php3,500.00
- Additional Fee (For every PhP40,000 or a fraction thereof per day) Php200.00
Time Deposit Amount 30 Days 60 Days 90 Days 180 Days 1 Year 3 Years 5 Years
P10,000.00 - P99,999.99 0.250% 0.350% 0.450% 0.600% 0.750% 1.000% 1.250%
P100,000.00 - P199,999.99 0.300% 0.400% 0.500% 0.725% 0.875% 1.125% 1.375%
P200,000.00 - P499,999.99 0.350% 0.450% 0.550% 0.875% 1.025% 1.275% 1.525%
P500,000.00 - P999,999.99 0.400% 0.500% 0.600% 1.050% 1.200% 1.450% 1.750%
P1M - P4,999,999.99 0.500% 0.600% 0.700% 1.250% 1.400% 1.700% 2.000%
P5M to P9,999,999.99 0.600% 0.700% 0.800% 1.500% 1.650% 2.050% 2.500%
P10M and up 0.700% 0.800% 0.900% 1.650% 2.000% 2.400% 3.000%

*TD Rates are subject to change without prior notice depending on the prevailing market rates


AUXILIARY SERVICES CHARGE
Demand Draft Php250.00
Bank Certification Php300.00
Checkbook Php300.00
Printed Bank Statement Php200
for the first (5) pages and PhP20 for every page thereafter
(Effective January 12, 2021)
Notarial Fee for Lost Passbook, Death Claim, etc. Php200.00
Replacement of Lost/Damaged Passbook Php200.00
Inter Branch Deposits
Amount of Deposit Service Charge
Php1.00 - Php49,999.99 Php100.00
Php50,000.00 - Php99,999.99 Php150.00
Php100,000.00 - Php149,999.99 Php200.00
Php150,000.00 - Php199,999.99 Php200.00
Php200,000.00 - Php299,999.99 Php250.00
Php300,000.00 - Php399,999.99 Php350.00
Php400,000.00 - Php499,999.99 Php450.00
Php500,000.00 - Php999,999.99 Php550.00
Php1,000,000.00 and above Php1,000.00
Inter Branch Withdrawal
*Php100.00 - Php50,000.00 = Php100.00 - Php150.00 Service Charge
*Interbranch withdrawal above 50,000 shall be subject to approval.
*Interbranch withdrawal thru authorized representative is not allowed.
*Interbranch withdrawal that will result to closure of an account must not be accommodated

*Monthly Maintenance Fee applies if account falls below the required minimum average daily balance for two consecutive months.

**Monthly Dormancy Charge is collected only if account shows no activity for five years and the balance has fallen below the required minimum monthly ADB.

NOTE: Fees may change without prior notice.

Deposits are insured by PDIC up to P500,000 per depositor.





BANK CERTIFICATE

All Bank Certificates issued by the bank are number-controlled and should be signed/digitally signed by the following duly authorized officers.
POSITION NAME TYPE OF CERTIFICATE
SVP FOR OPERATIONS I WILFRED JOSEPH T. DAVID ALL CERTIFICATES
SVP FOR OPERATIONS II NAPOLEON TEDD D. LIMJOCO ALL CERTIFICATES

You may call directly the following hotlines to verify the authenticity of your certificate.
TYPE OF CERTIFICATE HOTLINE
DEPOSIT CERTIFICATE (045) 322-9900; 0998-881-8294 local 132
LOAN CERTIFICATE (045) 322-9900; 0998-881-8294 local 119